Saturday, October 24, 2009

Credit Default Swaps

I have today understood the lay man's meaning of the derivative product - Credit Default Swaps.
It simply means person A is the beneficiary of the insurance policy of person B and person A has an option to kill person B.

No wonder AIG, Bear Sterns & Lehman etc could not assess the risk associated with their lives. They are like person B in my above example.

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